OceanMerge
Terms of use
Last updated 12 November 2026
The terms on which you use the OceanMerge GCC Readiness Index and, if you buy it, the OceanMerge Landfall Report.
Who we are
These terms of use are issued by OceanMerge, which is operated by Ryan Babbage. Contact: contact@oceanmerge.ae.
The service
The OceanMerge GCC Readiness Index is a free self-assessment: twenty questions and an instant readiness score. You may optionally buy the OceanMerge Landfall Report for a one-off payment of US$99. There is no subscription. One Landfall Report is for one company.
Price and payment
Payments are processed by Stripe. Until OceanMerge's own Stripe account is ready, charges are taken on Ryan Babbage's Stripe account, and your card statement will show RYANBABBAGE.COM.
The price is shown before you pay. Payment is taken by card through Stripe's hosted checkout.
Refunds
14-day money-back guarantee. If your Landfall Report wasn't useful, email contact@oceanmerge.ae within 14 days of purchase for a full refund to your original payment method. One refund per company.
Refunds are processed manually by OceanMerge through Stripe. Please include your company name and the email used at checkout.
Delivery
The Landfall Report is unlocked instantly in your browser after payment. We do not email the report to you. Keep the unique link to return to it. Anyone who has the link can open the report. Reports are not listed in search engines.
Not advice
The Index and the Landfall Report are general guidance generated automatically from your answers. They are not legal, tax, regulatory, investment or financial advice. Requirements differ by country, emirate, free zone, sector and activity. Confirm them with the relevant authority and qualified advisers before you act.
Your responsibilities
You are responsible for the accuracy of the answers and contact details you provide. The score and Landfall Report are only as reliable as the information you enter. You must be authorised to submit information about the company named on the form.
Acceptable use
Do not misuse the service, attempt to disrupt it, probe it without permission, or use it to infringe other people's rights.
Privacy
Our Privacy notice explains what we collect and how we use it.
Liability
To the extent permitted by law, OceanMerge is not liable for decisions you make based on the Index or the Landfall Report, or for loss arising from those decisions. Nothing in these terms excludes or limits liability that cannot be excluded or limited by law.
Changes
We may update these terms from time to time. The dated version on this page is the current one. These terms are written in British English. If a dispute arises, please email contact@oceanmerge.ae and we will try to resolve it with you first.
See also: Privacy notice · Terms of use.